A-Z UK Mortgages
Residential Mortgages / First Time Buyers
Looking for a first new home?
A loan that one or more persons receive in order to buy a house or other residential property in which they will live. The loan is secured by a lien on the property; the borrowers repay it over a specified period of time. The interest on a residential mortgage is tax deductible under most circumstances.
First Time Buyer
As well as a stamp duty exemption on the first £300,000 on all homes worth up to £500,000 announced in November’s 2017 Budget, the Government offers a range of schemes designed to give a leg-up to the first, or next, rung of the housing ladder.
Here’s a roundup of each scheme and how it works:
If your current lender cannot provide the deal you are looking for.
We can provide you with whole of market options.
Are you looking to expand your real estate portfolio? Our experienced advisers will work with you to provide the highest quality of efficiency.
4. Bridging Finance Loans
Things don’t always go so well in the purchase experience. We can help you with your short-term financial requirements.